Tampa, FL → Indianapolis, IN
You'd keep $163 more a month in Indianapolis
+$1,956 a year for the same registered nurse, the same household size, and the same number of bedrooms.
In 2022-2023, 269 households moved Tampa → Indianapolis (avg AGI $63,197). 399 went the other way. The whole move →
| Per month | Tampa | Indianapolis | Difference |
|---|---|---|---|
| Gross pay | $7,333 | $7,411 | +$78 |
| Income and payroll tax | $1,476 | $1,868 | +$393 |
| Take-home pay | $5,858 | $5,543 | −$315 |
| Rent | $1,520 | $1,205 | −$315 |
| Getting around | $592 | $545 | −$47 |
| Groceries | $400 | $368 | −$32 |
| Healthcare | $450 | $414 | −$36 |
| Utilities | $250 | $230 | −$20 |
| Everything else | $350 | $322 | −$28 |
| Left over | $2,296 | $2,459 | +$163 |
To break even in Indianapolis, you'd need to earn
$86,000
Household gross, versus $88,000 today. That's the salary that leaves you exactly as much at the end of the month as Tampa does now.
The tax difference alone
−$4,435
A year, in state and local income tax. Effective rates: 20.1% in Tampa, 25.2% in Indianapolis.
More about Indianapolis
Tampa, FL in full
No income tax and beaches, but insurance costs are the hidden line item.
Indianapolis, IN in full
Cheap housing, a 3% flat state tax, and a short commute.
The reverse move
Same two cities, but starting from Indianapolis on Indianapolis wages.
Indianapolis → Tampa →Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.