Hot Springs

Cost of Living in Hot Springs, AR (2026): Rent, Utilities & Take-Home

$2,723 left/mo

Photo: Brandonrush / Wikimedia

$2,667/mo in Hot Springs. $2,723 left each month. Prices 11% below the US average.

Pick a home city How we figure this

Monthly costs

Take-home $5,390/mo.

Taxes$1,587
Rent$811
Other$1,856
Left$2,723

Pay and tax, per year

Gross household pay: $83,730
Federal income tax: −$9,591
Social Security and Medicare: −$6,405
State income tax (AR): −$3,053
Take-home pay: $64,681
Effective tax rate: 22.8%

Living costs, per month

Rent, 1br: $811
Groceries: $357
Getting around: $561
Healthcare: $402
Utilities and internet: $223
Everything else: $313
Total spending: $2,667

After tax and rent

$2,723 left/mo

Stats

Rent: $965; 2 bd median
Take-home: $5,390; Per month
Tax: 23%; Of pay
Prices: 11% below; US, besides rent

Average electric bill in Arkansas

About $116 a month for a household using 900 kWh. That is the EIA residential price for Arkansas in 2025, 12.87¢ per kWh. It is a state average, not a Hot Springs utility bill, and the utilities line in the monthly costs above already includes a modelled power cost.

Moving from Hot Springs

Moving from Hot Springs to Little Rock