Hot Springs, AR
The rest of the month in Hot Springs
$2,698 in modelled household costs, against $4,857 take-home. Leftover is $2,159.
Where the money goes
- Taxes$1,374
- Rent$842
- Other living costs$1,856
- Left over$2,159
Pay and tax, per year
- Gross household pay
- $74,766
- Federal income tax
- −$8,063
- Social Security and Medicare
- −$5,720
- State income tax (AR)
- −$2,703
- Take-home pay
- $58,281
- Effective tax rate
- 22.0%
Living costs, per month
- Rent, 1br
- $842
- Groceries
- $357
- Getting around
- $561
- Healthcare
- $402
- Utilities and internet
- $223
- Everything else
- $313
- Total spending
- $2,698
Left over each month
$6,231 gross, minus $1,374 in tax and $2,698 in living costs.
$2,159
Power bill, separately
EIA 2024 residential electricity in AR averages a $111 monthly bill at 900 kWh. The utilities line above already includes power, gas and water as a household bundle — this is the state rate as a cross-check, not an extra cost.
Non-housing lines start from BLS-order-of-magnitude national spending, then scale by this metro's cost index and your household size. Electricity rates are EIA state averages. Not a budget, not advice.