Example household · San Diego, CA · $83,730 · same pay · 1 adult

Tioga Hotel - Merced California

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San Diego vs Merced

San Diego and Merced

Photo: Publichall / Wikimedia, CC BY-SA 3.0

Assumed income $83,730, same in both cities. Example, until you change it.

Same pay in both cities. One adult, one bedroom.

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So you know: homicide deaths in Merced are above the US rate in this release, 7.4 versus 6.5 per 100,000. CDC via County Health Rankings, CDC NVSS 2017–2023 (CHR 2025 release).

Why people look at San Diego to Merced

In 2022-2023, 61 households filed a move from San Diego to Merced (about 99 people, average adjusted gross income $61,000). 111 households went the other way. Source: IRS migration.

A one-bedroom asking rent is about $2,292 in San Diego and $1,271 in Merced. San Diego has a state tax on wages. Merced has a state tax on wages. Local pay in Merced is 85% of the national level for the same work, against 109% in San Diego.

Merced averages 255 sunny days, with July highs around 105°F and January nights around 41°F. San Diego is 266 sunny days, 78°F in July, 50°F in January. Commutes average 31 minutes in Merced and 27 in San Diego.

These figures are projections built from available public data. Conditions change, and the numbers may not reflect current prices, taxes, or immigration rules. Check official sources before you make decisions.

How we figure this

Who already made this move

In 2022-2023, 61 households moved San Diego → Merced (about 99 people, average AGI $61,000). 111 households went the other way.

Source: IRS SOI county-to-county migration. Not a moving company; not a recommendation.

The monthly number is take-home pay minus rent and the other bills. The gap between San Diego and Merced changes with the job, remote or local pay, and bedrooms. How we figure this.

What the move itself costs

About 438 road miles, 1 bedroom. Typical ranges, not quotes.

Full-service mover
$2,200–$4,150
Container or pod
$1,550–$2,850
Rent a truck
$700–$1,300

Movers in Merced and how to hire one →

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Questions

Is Merced cheaper than San Diego after tax and rent?

Yes. Merced leaves about $1,157 more a month, so the cost of living is lower there for this household. A one-bedroom is about $2,292 in San Diego and $1,271 in Merced.

Does Merced have state income tax?

Merced is in California, which taxes wage income.

Did people actually move from San Diego to Merced?

Yes, when the IRS published that flow. The count and their average income are on this page. Leftover prices the same household in both cities.