Example household · Palm Bay, FL · $83,730 · same pay · 1 adult

Ocala

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Palm Bay vs Ocala

Palm Bay and Ocala

Photo: Luv24jmg / Wikimedia, CC BY-SA 3.0

Assumed income $83,730, same in both cities. Example, until you change it.

Same pay in both cities. One adult, one bedroom.

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So you know: homicide deaths in Ocala are above the US rate in this release, 8.1 versus 6.5 per 100,000. CDC via County Health Rankings, CDC NVSS 2017–2023 (CHR 2025 release).

Why people look at Palm Bay to Ocala

In 2022-2023, 118 households filed a move from Palm Bay to Ocala (about 215 people, average adjusted gross income $62,610). 101 households went the other way. Source: IRS migration.

A one-bedroom asking rent is about $1,399 in Palm Bay and $1,226 in Ocala. Palm Bay has no state tax on wages. Ocala has no state tax on wages. Local pay in Ocala is 83% of the national level for the same work, against 91% in Palm Bay.

Ocala averages 248 sunny days, with July highs around 91°F and January nights around 51°F. Palm Bay is 250 sunny days, 91°F in July, 55°F in January. Commutes average 26 minutes in Ocala and 25 in Palm Bay.

These figures are projections built from available public data. Conditions change, and the numbers may not reflect current prices, taxes, or immigration rules. Check official sources before you make decisions.

How we figure this

+$133 / mo

Money left after tax and rent, by state.Palm BayOcala
LowerHigher
Ocala · this breakdownPalm Bay · home

Who already made this move

In 2022-2023, 118 households moved Palm Bay → Ocala (about 215 people, average AGI $62,610). 101 households went the other way.

Source: IRS SOI county-to-county migration. Not a moving company; not a recommendation.

The monthly number is take-home pay minus rent and the other bills. The gap between Palm Bay and Ocala changes with the job, remote or local pay, and bedrooms. How we figure this.

What the move itself costs

About 123 road miles, 1 bedroom. Typical ranges, not quotes.

Full-service mover
$1,650–$3,100
Container or pod
$1,100–$2,100
Rent a truck
$400–$750

Movers in Ocala and how to hire one →

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Questions

Is Ocala cheaper than Palm Bay after tax and rent?

Yes. Ocala leaves about $133 more a month, so the cost of living is lower there for this household. A one-bedroom is about $1,399 in Palm Bay and $1,226 in Ocala.

Does Ocala have state income tax?

Ocala is in Florida, which has no state income tax.

Did people actually move from Palm Bay to Ocala?

Yes, when the IRS published that flow. The count and their average income are on this page. Leftover prices the same household in both cities.