Example household · Ocala, FL · $83,730 · same pay · 1 adult

Gainesville skyline

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Ocala vs Gainesville

Ocala and Gainesville

Photo: Jud McCranie / Wikimedia, CC BY-SA 4.0

Assumed income $83,730, same in both cities. Example, until you change it.

Same pay in both cities. One adult, one bedroom.

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So you know: homicide deaths in Gainesville are under the US rate in this release, 5.3 versus 6.5 per 100,000. CDC via County Health Rankings, CDC NVSS 2017–2023 (CHR 2025 release).

Why people look at Ocala to Gainesville

In 2022-2023, 778 households filed a move from Ocala to Gainesville (about 1,303 people, average adjusted gross income $51,524). 708 households went the other way. Source: IRS migration.

A one-bedroom asking rent is about $1,226 in Ocala and $1,305 in Gainesville. Ocala has no state tax on wages. Gainesville has no state tax on wages. Local pay in Gainesville is 82% of the national level for the same work, against 83% in Ocala.

Gainesville averages 250 sunny days, with July highs around 91°F and January nights around 47°F. Ocala is 248 sunny days, 91°F in July, 51°F in January. Commutes average 23 minutes in Gainesville and 26 in Ocala.

These figures are projections built from available public data. Conditions change, and the numbers may not reflect current prices, taxes, or immigration rules. Check official sources before you make decisions.

How we figure this

Who already made this move

In 2022-2023, 778 households moved Ocala → Gainesville (about 1,303 people, average AGI $51,524). 708 households went the other way.

Source: IRS SOI county-to-county migration. Not a moving company; not a recommendation.

The monthly number is take-home pay minus rent and the other bills. The gap between Ocala and Gainesville changes with the job, remote or local pay, and bedrooms. How we figure this.

What the move itself costs

About 49 road miles, 1 bedroom. Typical ranges, not quotes.

Full-service mover
$1,550–$2,950
Container or pod
$1,050–$1,950
Rent a truck
$350–$650

Movers in Gainesville and how to hire one →

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Questions

Is Gainesville cheaper than Ocala after tax and rent?

No. Gainesville leaves about $12 less a month, so the cost of living is higher there for this household. A one-bedroom is about $1,226 in Ocala and $1,305 in Gainesville.

Does Gainesville have state income tax?

Gainesville is in Florida, which has no state income tax.

Did people actually move from Ocala to Gainesville?

Yes, when the IRS published that flow. The count and their average income are on this page. Leftover prices the same household in both cities.