Example household · Muncie, IN · $83,730 · same pay · 1 adult

South Bend skyline

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Muncie vs South Bend

Muncie and South Bend

Photo: Wikimedia, Public domain

Assumed income $83,730, same in both cities. Example, until you change it.

Same pay in both cities. One adult, one bedroom.

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So you know: homicide deaths in South Bend are above the US rate in this release, 8.2 versus 6.5 per 100,000. CDC via County Health Rankings, CDC NVSS 2017–2023 (CHR 2025 release).

Why people look at Muncie to South Bend

IRS migration on this site does not list a filed flow from Muncie to South Bend above the cutoff in 2022-2023.

A one-bedroom asking rent is about $749 in Muncie and $1,005 in South Bend. Muncie has a state tax on wages. South Bend has a state tax on wages. Local pay in South Bend is 87% of the national level for the same work, against 80% in Muncie.

South Bend averages 181 sunny days, with July highs around 81°F and January nights around 25°F. Muncie is 191 sunny days, 83°F in July, 26°F in January. Commutes average 22 minutes in South Bend and 22 in Muncie.

These figures are projections built from available public data. Conditions change, and the numbers may not reflect current prices, taxes, or immigration rules. Check official sources before you make decisions.

How we figure this

Who already made this move

The IRS did not publish a large enough Muncie → South Bend pair for 2022-2023. That usually means fewer than a few dozen tax returns, not that nobody moved.

Source: IRS SOI county-to-county migration. Not a moving company; not a recommendation.

The monthly number is take-home pay minus rent and the other bills. The gap between Muncie and South Bend changes with the job, remote or local pay, and bedrooms. How we figure this.

What the move itself costs

About 136 road miles, 1 bedroom. Typical ranges, not quotes.

Full-service mover
$1,650–$3,150
Container or pod
$1,150–$2,100
Rent a truck
$400–$800

Movers in South Bend and how to hire one →

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Questions

Is South Bend cheaper than Muncie after tax and rent?

No. South Bend leaves about $227 less a month, so the cost of living is higher there for this household. A one-bedroom is about $749 in Muncie and $1,005 in South Bend.

Does South Bend have state income tax?

South Bend is in Indiana, which taxes wage income, plus a local wage tax of 1.50%.

Did people actually move from Muncie to South Bend?

Yes, when the IRS published that flow. The count and their average income are on this page. Leftover prices the same household in both cities.