Example household · Chicago, IL · $83,730 · same pay · 1 adult

Toledo skyline

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Chicago vs Toledo

Chicago and Toledo

Photo: Chris Rycroft / Wikimedia, CC BY 2.0

Assumed income $83,730, same in both cities. Example, until you change it.

Same pay in both cities. One adult, one bedroom.

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So you know: homicide deaths in Toledo are above the US rate in this release, 11.6 versus 6.5 per 100,000. CDC via County Health Rankings, CDC NVSS 2017–2023 (CHR 2025 release).

Why people look at Chicago to Toledo

In 2022-2023, 60 households filed a move from Chicago to Toledo (about 90 people, average adjusted gross income $104,017). 160 households went the other way. Source: IRS migration.

A one-bedroom asking rent is about $1,782 in Chicago and $953 in Toledo. Chicago has a state tax on wages. Toledo has a state tax on wages. Local pay in Toledo is 89% of the national level for the same work, against 105% in Chicago.

Toledo averages 178 sunny days, with July highs around 81°F and January nights around 25°F. Chicago is 189 sunny days, 84°F in July, 20°F in January. Commutes average 21 minutes in Toledo and 33 in Chicago.

These figures are projections built from available public data. Conditions change, and the numbers may not reflect current prices, taxes, or immigration rules. Check official sources before you make decisions.

How we figure this

Who already made this move

In 2022-2023, 60 households moved Chicago → Toledo (about 90 people, average AGI $104,017). 160 households went the other way.

Source: IRS SOI county-to-county migration. Not a moving company; not a recommendation.

The monthly number is take-home pay minus rent and the other bills. The gap between Chicago and Toledo changes with the job, remote or local pay, and bedrooms. How we figure this.

What the move itself costs

About 258 road miles, 1 bedroom. Typical ranges, not quotes.

Full-service mover
$1,800–$3,400
Container or pod
$1,250–$2,300
Rent a truck
$500–$950

Movers in Toledo and how to hire one →

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Questions

Is Toledo cheaper than Chicago after tax and rent?

Yes. Toledo leaves about $832 more a month, so the cost of living is lower there for this household. A one-bedroom is about $1,782 in Chicago and $953 in Toledo.

Does Toledo have state income tax?

Toledo is in Ohio, which taxes wage income, plus a local wage tax of 2.00%.

Did people actually move from Chicago to Toledo?

Yes, when the IRS published that flow. The count and their average income are on this page. Leftover prices the same household in both cities.